SMS Alert: Customer is notified of daily transactions on phone via sms e.g. (Debit or Credit Transactions). Now you can monitor your account anytime, anywhere.

• Notification of daily transactions on phone via sms and /or email
• Offers convenient and easy account monitoring
• Better management of finances
• Effective fraud alert in cases of unauthorized transactions on customers account
• Enhances transparency between the bank and customers

A point of sale terminal is a portable device that allows local debit cardholders make payment for goods and services in a retail environment.

Merchants

• Increase in sales owing to access to both cash and card carrying customers
• Instant confirmation of payment for good purchased
• Reduces exposure to loss due to armed robbery or pilfering by employees

Customers

• Reduces exposure to loss due to armed robbery or pilfering
• It reduces cash handling following the implementation of cash-lite economy
• Enhance security

All savings and current accounts

This is a web-based corporate multi-channel payment solution which enables corporate clients make bulk payments to staff, contractors, vendors, supplier and third parties through the platform.

HOW IT WORKS
Payments are initiated by a designated staff of the organization subject to a multi-level internal approval process, and then transmitted via a secured socket to Sterling Bank Plc.

• Efficient Salary Payment Disbursement
• Credit reflects in employee accounts promptly.
• Eliminates unnecessary trips to the banks.
• Efficient e-Cheque Payment Processing
• Minimal distractions from Contractors.
• Better business process optimisation.
• Makes doing business a delight to Contractors
• Real time  feedback to users
• Multi-Bank Processing
• Reports are available in PDF, Excel and HTML.
• Approval Workflow and Audit trails

All savings and current accounts

Sterling Verve Debit Card is a debit card tied to the customer’s account which can be used to transact business on the ATM, POS and WEB terminals.

• It allows 24hours online access to customer/cardholder account.
• Sterling Verve Card offers security to cardholders due to its chip and pin technology.
• Inquiries/Cash withdrawals
• Transfer funds
• Pay for Utilities e.g. Dstv, Top Up
• Pay for goods and services(POS)
• Web Payments

All savings and current accounts

Sterling VISA GOLD Debit card is a dollar denominated card linked to your dollar denominated account with the bank.

• Access cash from any ATM with the VISA logo worldwide.
• Secure online purchases, giving access to purchase of goods and services from around the world.
• Opportunity to issue a supplementary card on your account to your children/wards abroad thus eliminating funds transfers.
•  Enhanced security

Sterling Naira Visa Card is a naira denominated card that allows you spend naira and pay for goods and services at locations worldwide.

• No more difficulties of converting from Naira to other currencies when you travel; 
• Spend directly from your Naira account for transactions within and outside Nigeria; 
• A convenient way to purchase from over 29 million merchant outlets worldwide; 
• Secure online purchases, giving access to goods and services from around the world; 
• Enhanced security –The card is protected by most secure Technology for card transactions-an embedded microchip and also offers additional PIN; Verified by Visa (VbyV) for internet transactions; 
• Elimination of security risk associated with travelling with tons of cash. 
• Make Local and International ATM withdrawals

All savings and current accounts

Sterling Mobile Banking is a service that allows you to carry out basic banking transactions with your mobile device

• Check Account Balance
• Confirm Cheques
• Block Card
• Instant Interbank transfer (Transfers to other Banks)
• Instant Intrabank transfer (Transfers within Sterling)
• Check statement on phone or via mail

All savings and current accounts

MoneyGram is an International Money Transfer that allows people to send and receive money worldwide, primarily through a global network of third-party agent.  It is the second most popular Money Transfer worldwide. It is safe, fast and convenient.

1. Family members of oversees or immigrant workers who need financial support at home for basic household needs
2. Students; for living allowances and to pay tuition fees
3. Travellers who need urgent cash
4. General people who need immediate cash for urgent use.

Transaction Code: The customer must come with an eight digit reference number.
Identification Documents:

1. International Passport
2. Drivers’ Licence
3. National ID Card

In line with CBN directive;

1. All in-bound money transfers to Nigeria shall only be disbursed to beneficiaries through bank accounts
2. Where the beneficiary does not have a bank account, payments shall only be made upon the provision of a satisfactory reference from an account holder in the bank, confirming that the beneficiary is the bonafide owner of the funds.

1. Safe
2. Fast
3. Easy to receive
4. Secure
5. Reliable

1. All Savings and Current Accounts
2. ATM
3. Fixed Deposits
4. Domiciliary  Account

1. Mobile Banking
2. Internet Banking
3. BDC Window

1. Family members of oversees or immigrant workers who need financial support at home for basic household needs
2. Students; for living allowances and to pay tuition fees
3. Travellers who need urgent cash
4. General people who need immediate cash for urgent use.

Transaction Code: The customer must come with a Sixteen (16) digit Value Identification Number (VIN).
Identification Documents:

1. International Passport
2. Drivers’ Licence
3. National ID Card

In line with CBN directive that;

• All in-bound money transfers to Nigeria shall only be disbursed to beneficiaries through bank accounts
• Where the beneficiary does not have a bank account, payments shall only be made upon the provision of a satisfactory reference from an account holder in the bank, confirming that the beneficiary is the bonafide owner of the funds.

Mobile Union Nigeria Limited in its capacity as an account holder of Sterling Bank has given indemnity to Sterling Bank that every MTXPRESS beneficiary  is deemed to have been successfully referenced by Mobile Union Nigeria Limited in accordance with the Central Bank of Nigeria’s guidelines  in the full knowledge that the MTXPRESS platform has taken the necessary Know Your Beneficiary (KYB) checks to allow Mobile Union Nigeria Limited to provide a satisfactory reference for the Beneficiary i.e.

1. Safe
2. Fast
3. Easy to receive
4. Secure
5. Reliable

1. All Savings and Current  Accounts
2. ATM
3. Fixed Deposit

1. Mobile Banking
2. Internet Banking

Western Union is the industry leader in global money transfer with about 485,000 agent locations in 200 countries and territories. The product has a long history of connecting people around the globe with financial services that are fast, reliable and convenient.

1. Family members of overseas or immigrant workers who need financial support at home for basic household needs
2. Students; for living allowances and to pay tuition fees
3. Travellers who need urgent cash
4. General people who need immediate cash for urgent use.

Transaction Code: The customer must come with a ten (10) digit Money Transfer Control Number (MTCN).
Identification Documents:

1. International Passport
2. Drivers’ Licence
3. National ID Card

Foreigners must have valid visa on their International Passport

In line with CBN directive;

• All in-bound money transfers to Nigeria shall only be disbursed to beneficiaries through bank accounts
• Where the beneficiary does not have a bank account, payments shall only be made upon the provision of a satisfactory reference from an account holder in the bank, confirming that the beneficiary is the bonafide owner of the funds.

1. Safe
2. Fast
3. Easy to receive
4. Secure
5. Reliable

1. All Savings and Current  Accounts
2. ATM
3. Fixed Deposits
4. Domiciliary  Account

1. Mobile Banking
2. Internet Banking
3. BDC Window