SA is an asset finance product which enables the individuals purchase identified assets and pay to the bank over a specified period of time in equal instalments
Features
Targeted at confirmed employees of credible institutions and HNIs.
Post dated cheques for the rental amounts and fees.
Comprehensive insurance to cover the asset’s full cost.
Loan to be guaranteed by a third party.
Minimum score of 60% on the score sheet.
Interest rate is Sterling’s PLR currently 18% p.a. plus other fees.
Proforma Invoice from authorised vendors (not required for share loan applicants)
CAR LEASE
ASSET FINANCE
A finance option available to customers buying a car.
Available for new and used cars within 5 years of age.
Sterling Bank finances up to 80% or 70% of the value of the car as the case may be
Maximum of tenor of 24-36 months
Sterling Bank raises a draft in favour of the vendor
Car is comprehensively insured noting Sterling as the first loss payee
Ownership resides with Sterling until the loan is fully repaid.
Everyone deserves a good home, furnish your home to your taste...
Only for new household items, machines and general equipment.
Sterling Bank finances up to 80% of the value of the asset
Tenor ranges between 12 to 24 months
Sterling Bank raises a draft in favour of the vendor
Asset is comprehensively insured
Ownership resides with the Bank through out the loan period.
SHARE PURCHASE FINANCE
MORTGAGE LOANS
Focusing on increasing your portfolio's value over a long-term time horizon, this is for you....
Only for quoted shares of blue chip companies.
Sterling Bank finances up to 70% of the value of the shares
Maximum of tenor of 24 months
Sterling Bank raises a draft in favour of Nigeria Securities Limited and places a lien on the stock account with CSCS until loan is fully repaid.
You derserve the best, Go for it...
Only for developed properties in Lagos, Abuja, Port – Harcourt and choice areas of Ibadan.
Sterling Bank finances up to 70% of the value of the property
Maximum of tenor of 15 years
Single obligor limit:
Lagos =N=80m
Other Locations =N=50m
Customer provides original vendor’s offer letter
Sterling Bank raises a draft in favour of Agent/Landlord directly.
Features 
234-1- 2702300